Can I cancel the national pension that I pay with my monthly salary?
I’ve been looking for something like this before. Can the person who goes to the office worker by signing up for the 4 s insurance can cancel it? The National Pension is a pension that is compulsory for workers aged 18 to 60 years of age in the country to guarantee income after retirement. Students or housewives with no income are not eligible. If you work at a workplace that is not covered by the 4 major insurances, you may be excluded.
The national pension is burdensome. Can’t I just collect them? 국민연금 해지
These are the thoughts I heard about the low-cost national pension. Of course, it would be good if it was 100% guaranteed, but as an aging society begins and the news about the national pension is heard in the news, many people receive pensions, so I hear stories that the national treasury may run out in a few decades, so I am anxious. He said. I don’t think I’ll be able to get the full amount I paid. Also, even if you receive it, the national pension insurance premium you have to pay while living will rise even more. It is a reliable security pension created for the people’s old age, but it is ironic and bittersweet to have to worry about this.
I pay 9% of my income, half of which is from the company. 좋은뉴스
Anyway, coming to the main point, the national pension must pay 9% of income as insurance premiums. Until I retire under the age of 60. Half of it is 4.5% of my salary, and the remaining 4.5% is paid by the company instead. So it eases the burden a little bit. The current national pension is to divide the money that has been collected so hard and hard after the age of 65, and the government will give it to you until you die.
It is impossible to arbitrarily cancel the national pension at will because the country has strongly determined it. However, cancellation is possible in exceptional cases, so if applicable, you can cancel.
If the national pension payment period is less than 10 years
In fact, you can receive the above only when you are 60 years old. Usually, you pay the national pension until you are 60 years old, and you receive the national pension five years later from the age of 65. If you have not paid the national pension for more than 10 years, you can receive it as a lump sum at the time when the payment ends due to insufficient amount. . Of course, the principal amount that has been deposited will come out, including interest.
Survivor’s pension is not applicable
Receipt is available when a member of the National Pension Scheme dies. However, if you do not qualify for survivors’ pension, the national pension will be terminated and the heir will receive the principal + interest in a lump sum.
If you give up your Korean citizenship
Extreme. This may be true for those who are going to immigrate. If you give up your nationality and immigrate to another country, the national pension you have accumulated so far is canceled, and you can receive a lump sum pension including principal + interest.
Personal pension and national pension are important.
This is how I learned about how to cancel or cancel the national pension in the middle of the day. How are you? In conclusion, I think you can think that there is no cancellation method. Whether it is a large amount or a small amount, the money paid into the national pension can be recovered only when you are at least 60 years old. Don’t think too negatively, but think of it as an amount you can receive as a bonus when you sign up for a separate personal pension later. Even if you can’t do it by the current standard, you have to earn at least 100 to 120 per month after the age of 60 so that you can enjoy your leisure life a little and live while eating what you want to eat. Also, unlike the personal pension, when you receive the national pension, it is given in money reflecting the price increase, so it is a good pension because it seems to be given according to equity.