How to use the Post Office Internet Banking website
Recently, many people prefer to use phone banking or internet banking rather than visiting a bank branch to use the service. Maybe it’s because it’s relieved to use the service. Post offices are usually visited by mail or courier services. The post office also conducts banking operations such as deposits. So, today we are going to learn how to use Post Office Internet Banking. 우체국 인터넷뱅킹
Post Office Smart Banking App 좋은뉴스
Post Office Smart Banking App
Preparation before using Internet Banking
There are a few things you should know before using Internet Banking. To use internet banking at a bank with a branch, you must first go to the bank branch and apply for internet banking. In the case of the post office, you must fill out the postal electronic financial transaction application form and submit it to the bank counter.
Post Office electronic financial transaction application form
Post Office electronic financial transaction application form
When visiting the post office to apply for internet banking, you need an electronic financial transaction application form, an identification card (resident registration card, driver’s license, passport, etc.) that can verify your real name, an account number designated for withdrawal, and your seal or signature, and only you can apply. In the case of an individual entrepreneur, you must prepare an electronic financial transaction application form, a copy of your business registration certificate, your representative’s ID card, a bankbook, and a bankbook transaction seal.
Minors under the age of 18 cannot sign up by visiting alone, and must be visited by a legal representative such as a parent or guardian. Minors over the age of 18 can sign up by visiting themselves or their legal representatives. The following documents are required when a minor’s legal representative visits:
Electronic financial transaction application form
Proof of real name confirmation of the person (minor) – In the case of an infant or child, it is replaced with a family relationship certificate
Identification of legal representative
Passbook and bankbook transaction seal – minors must be accompanied when using a signature
Basic certificate for minors (issued in the name of the child, details, resident registration number required)
Legal representative confirmation document
If you are a parent, a certificate of family relationship or a copy of resident registration
If you are a guardian not indicated on the basic certificate, documents that can prove your guardianship, such as a court judgment
Minor Electronic Financial Subscription Agreement
Necessary in case of application by proxy of one parent
Not submitted if one legal representative is designated or guardian
If both parents visit the post office, they are replaced with a copy of their ID.
Go to Post Office Internet Banking
Usually, when you search for a post office on a portal site, the Internet Post Office comes first. At the Internet Post Office, you can check information about postal services such as parcel delivery and EMS, as well as all services provided by the post office, such as shopping and affordable phones. However, in order to see the postal finance business, you must enter the postal internet banking homepage, postal finance. In the search results of the portal, you can select the link in the financial affairs column.
Post Office Next Search Result
Post Office Next Search Result
Issuing a certificate from the certification center
The name of the accredited certificate has been changed to a joint certificate. So, it became a certification center, not an accredited certification center. If you have experience in issuing public certificates, it shouldn’t be too difficult. If you click the Authentication Center menu on the first screen of the homepage, you will be directed to the Security Center page. You can check the joint certificate issuance/reissuance, other certificate registration, joint certificate copy, and certificate renewal menus first.
Postal certification center screen
Postal certification center screen
If you enter the certificate issuance menu, you can see a message asking you to install a security program. If the screen does not automatically switch after installing all security programs, refresh or access the authentication center again through the top menu.
Install security program
Install security program
After agreeing to the terms and conditions, enter the Postal Internet Banking user ID and resident registration number or business registration number in the user confirmation step. In this case, you can choose according to whether the bank account is in the name of an individual or a business.
Certificate issuance agreement agreement screen
Certificate issuance agreement agreement screen
Sign-up procedure for using Internet banking
Sign-up procedure for using Internet banking
Enter account information and security card information, and select a medium to store the joint certificate. Hard disk or USB can be used. The certificate password must be 10 to 50 digits with a mixture of English letters, numbers, and special characters, and distinguish between uppercase and lowercase letters.
What is a joint certificate?
A joint certificate is a certificate issued by a government-recognized certification body and is used for identity verification by proving your identity on the Internet. The certificate issued by Postal Internet Banking is a joint certificate of Korea Information Certificate Authority (KICA).
Classification Issuance Fee and Target Use
Universal certificate 4,400 won / individual
KRW 110,000 / Used in all electronic transactions for companies (corporations) and organizations
Restriction of use certificate Free banking/insurance business
E-government civil service service excluding e-bidding
4,400 won for e-tax / Individual business, corporate (corporate), group National Tax Service e-tax website
Sites related to electronic tax invoice
Civil service provided by the National Tax Service, such as Hometax
Certificate for credit card personal / free credit card service
E-Government Civil Service
Certificate issuance fee
Joint certificates are classified according to the purpose of issuance, and issuance fees may be incurred depending on the type. In the case of individuals, issuance of joint certificates (for banks) for limited use is free of charge. In order to use it for all electronic transactions, a general-purpose certificate is required. In the case of an individual, an issuance fee of 4,400 won per year must be paid.
Copy smartphone certificate for mobile banking
If you have completed the internet banking application, you can also use mobile banking by copying the certificate to your smartphone. First, before copying the certificate, search for the post office smart banking app in the smartphone app store or play store. Available on Android OS 4.4 or higher and iPhone iOS 10 or higher.
First, in the smart banking app, click Authentication Center > Import Certificate > Generate Authentication Number, and the authentication number will be printed on your smartphone.
Import post office smart banking certificate
Import post office smart banking certificate
Then select Co-Certificate Copy from the Authentication Center (Security Center) to your PC. In the smartphone certificate copy menu, press Copy (Send) of the smartphone banking joint certificate at the top to check the screen.
Postal Finance Certification Center Smartphone Certificate Copy
Postal Finance Certification Center Smartphone Certificate Copy
After entering the password for the certificate, enter your resident registration number or business number in the copy window and enter the authentication number generated on your smartphone in the box below. When you click Next, a message window appears saying that the file has been successfully saved on your PC, and you can check the certificate sent on your smartphone along with a message that the import has been completed.
Send certificate from PC to smartphone
Send certificate from PC to smartphone
Precautions when using Internet Banking
After applying for an electronic financial transaction at the post office window, you must register for internet banking through the Post Office Finance website within 5 days, including the date of application. After 5 days, you will not be able to register for internet banking, so you will need to visit the post office again to apply for electronic financial transaction.
If you have not used internet banking/mobile banking for more than 12 months, the service will be automatically suspended for financial safety.
If you enter wrong information such as your password 5 times in a row, the service will be automatically suspended.
If a minor signs up alone, the transfer limit is 1 million won per time and 3 million won per day, regardless of the security level. When you become an adult, you can increase your transfer limit after verifying your identity at the nearest post office.
You must thoroughly manage various passwords, certificates, security cards, etc. so that they are not exposed to anyone other than yourself, and if lost, you must immediately report them to the Post Office Financial Customer Center at 1599-1900 or through internet banking, phone banking, or smartphone banking.
The post office will not ask you to enter the full security card.
finish
Since the post office is a public institution, it is said that there are many users due to the high reliability of principal guarantee. There are many cases of using post office deposits in the vicinity, but there are few people who use internet banking or mobile banking using smartphones. Maybe it’s because I’m not used to using it. I hope you follow the internet banking method as instructed and use post office internet banking to use postal finance more conveniently.